Private Medical
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Our Solution 4 U provides competitive quotes for essential products. We work with experienced finance companies to ensure that you receive the quality service you deserve.
With Our Solution 4 U we have managed to create a group of websites offering you various insurance covers, pension transfers and secured loans.
We have also added the option for you to receive a full financial review from one of our experts, any recommendation that we make we ensure is the best for your personal circumstances and will make the best use of your financial resources. By undergoing a full financial review you are able to plan future decisions.
Latest Article
Muamba shock inspires people to take out PMI Posted on : 10/05/2012Millions bore witness to the shocking footage of Bolton wanders' Fabrice Muamba's cardiac arrest just a few months ago - spurring many to asses their own health and to sit up and realise the need for a good private medical insurance policy. 23-year-old Muamba was considered to be fit and healthy before he collapsed in the FA Cup game against Tottenham Hotspur last March. His heart stopped for a shocking 70 minutes in total, but thanks to the good work of medical professionals, he has now been discharged from hospital to recover fully at home with his family. More tragedy graced the front of our papers only last Sunday, when 30-year-old Claire Squires, collapsed and died less than one mile from the finishing line of the London Marathon. These two shocking cases have been evoking thousands of Brits to seek advice on private medical policies. Talking to usaycompare.co.uk, Dr Tom Crisp, consultant sports physician from the Bupa Musculoskeletal Centre in London, said:
"The recent coverage of athletes and sports people collapsing suddenly during exercise can be very worrying to those who are taking part in exercise. However, it’s important to remember that the number of people who have a heart attack or cardiac arrest during sport is very low. Also, most deaths that happen during sport or as a result of exercise are caused by an underlying heart condition. In fact, eight out of 10 sudden deaths in young competitive athletes are due to inherited or structural problems that are present from birth, or problems with the way their heart works.”With lost of private medical insurance policies currently on the market, it is important that you look into any new policy in great detail and that you ensure you are covered for any current underlying medical issues, such as heart conditions. Tailoring your private medical cover to meet your needs can significantly cut premiums Posted on : 24/04/2012
Private healthcare was feeling the heat from the Office of Fair Trading (OFT) last week, resulting in it being referred to the Competition Commission. Concerns were raised there was not enough providers and insurers to ensure that the cover has a healthy competition in the market and that costs aren't always transparent for private patients.
Any action taken could prove to be good news for consumers. Neville Koopowitz, Chief Executive of the insurer PruHealth said:
"More often than not the public is not exposed to the actual cost of treatment and that's not a very healthy situation for any consumer. Most private medical insurance [PMI] policies have got limits on the various types of procedures and if prices were more transparent consumers could manage their product more effectively so they are not exposed to shortfalls."The benefits With a private medical policy, you have access to the best pick of the top policies, hospitals and doctors, and receive treatment at a time and place that suits you. You may even be able to be prescribed drugs and treatments that are not available on the NHS. Example As an example of a quote, The Independent asked Activequote.com to look at the best buys available for a 34-year-old male, non-smoker, living in Birmingham. The variables ranged from £10 a month for a basic policy from WPA up to £50-plus a month for a policy with no limits on outpatient cover from PruHealth. Quotes for private healthcare can be found on the usual comparison websites such as Moneysupermarket.com and Comparethemarket.com, or go through specialist brokers such as PMI Partners, ActiveQuote.com, and OurSolutions4U.co.uk. However, always make sure you check the limits that apply to each policy, and the details of everything covered. Mark Didehvar, a 35-year-old, self- employed IT consultant, is typical consumer of PMI, and he remains positive about the service he gets. He s "I think the NHS is great if you have a medical emergency, but sorting out less serious issues through the NHS can take a long time as you are subject to lengthy waiting periods for tests and results," Mr Didehvar says. "Being self-employed, I need to fix any medical issues as quick as possible in order to minimise time off work and get back to full health as quickly as possible."
